Private-by-design wealth platform
The Dawn of your Financial Freedom
Savera is the all-in-one, private-by-design wealth platform that tracks your net worth, stress-tests your portfolio, and plans your path to financial independence — from one quiet, secure dashboard.
Savera — Portfolio
Net worth
$284,120
▲ $6,480 this month
Invested vs cash
Portfolio Health
72
/ 100
8 dimensions · good
3-year trend
Sharpe 1.12vol 8.9%
Private by design
Real market data
Analyst-grade analysis
The problem
Most people know roughly what they have — but have no idea what it means.
Assets and accounts are scattered across banks, brokers, and wallets.
“How healthy is my portfolio really?” — there is no answer, just feels.
Retirement, taxes, FIRE, and healthcare are planned in separate spreadsheets with different assumptions.
Sharing your financial life with a cloud service means trusting someone else with the most sensitive data you own.
Savera was built to change all three: one place, one set of facts, analyst-grade answers — and your data never leaves your machine.
Why Savera
Built on five promises your money deserves.
Private by design
Local-first architecture. Your holdings, net worth, and plans live in your own database — not sold, not scanned, not shared.
Real data, not vibes
Live market prices (equities, ETFs, crypto) and real fundamentals power every number.
Analyst-grade analysis
Portfolio Health score, risk statistics, valuation, tax efficiency, and stress scenarios — the kind of output you'd pay an advisor for.
One coherent plan
Net worth → projections → dividends → tax → FIRE → retirement → healthcare. Every module shares the same data and the same assumptions.
Completely transparent
The analysis tells you exactly which data is included, and which is missing — no black boxes.
Start free today. Your first dashboard is minutes away.
Get Started FreeEverything, in one place
Every module, one set of facts.
Tracking, income, and life planning all draw from the same data and the same assumptions — so nothing ever disagrees with itself.
Core Tracking
Live Net Worth Dashboard
Your entire financial picture on one screen — real-time account values, invested vs. cash, and unrealized gains and losses.
Accounts & Positions
Every holding with cost basis, live price, and gain/loss. A clean, permanent ledger of what you own and what you paid for it.
Asset Allocation
Holdings grouped and visualized by asset type — and measured against the target allocation you set.
Live Market Data
Yahoo Finance for equities and ETFs, CoinGecko for crypto — with a local cache and stale-price warnings.
CSV Import
Bulk-import positions from any brokerage export in seconds, with a preview before you commit.
Income & Growth
Dividends & Income
Projected dividend income across your whole portfolio, plus a DRIP growth simulation over any horizon.
Projections
Future net worth driven by your actual holdings and your own growth assumptions — answer “what will I be worth?” in seconds.
Life Planning
FIRE Projection
Deterministic projection plus Monte Carlo simulation bootstrapped from decades of historical returns — honest probabilities, not hype.
Tax Optimization Audit
A tax-year audit with estimated taxes and a prioritized checklist of optimization levers.
Retirement Planning
Social Security claiming strategy, withdrawal sequencing, and spending feasibility — all in real dollars.
Healthcare Bridge
ACA plan costs, subsidy eligibility, MAGI headroom, and how much you can Roth-convert without losing subsidies.
Portfolio Analysis — the centerpiece
One click. A full portfolio health assessment.
“Feels off” becomes a number you can track — scored across eight dimensions and explained in plain English.
What Matters Now
The engine finds the two or three things you should care about today and hands them to you as prioritized findings.
Senior Analyst View
A plain-English narrative review of your portfolio, written by the engine from the actual data.
Allocation & Concentration
Actual vs. target per asset class, sector exposure, and which holding owns too much of your future.
Risk & Performance
Volatility, beta vs. the S&P 500, Sharpe ratio, and max drawdown — computed from 3 years of daily prices.
Fundamentals & Valuation
P/E, PEG, margins, ROE, and revenue growth from live fundamental data — spot overvalued holdings early.
Dividend & Tax Efficiency
Projected income, portfolio yield, and a tax-shelter breakdown across taxable, deferred, and tax-free accounts.
Stress Scenarios
Six modeled scenarios — market shocks, rate moves — projected against your actual holdings.
Radical Transparency
Every analysis reports exactly which holdings have price history and fundamentals — and which are missing.
Portfolio Health
72
Health score
A single score computed from eight dimensions — allocation, diversification, risk, performance, valuation, income, tax efficiency, and scenarios. Color-banded like a rating: good, fair, or critical.
Analyze My PortfolioNo black boxes. Every number is explained; every gap is disclosed.
A tool that hides its own gaps will mislead you. Savera always tells you exactly how much to trust the score — so the insight stays in your hands.
Who it's for
Built for people who take money seriously.
Self-directed investors
Advisor-level analysis without the advisor fees.
FIRE pursuers
Honest probability, not hype — a rigorous “am I on track?” answer.
Soon-to-retire planners
Social Security, tax sequencing, and healthcare bridges, made data-driven.
Privacy-conscious savers
Refuse to upload their entire financial life to a cloud corporation.
Anyone who wants one number
A Portfolio Health score and a clear “what now” list instead of spreadsheet chaos.
FAQ
Questions, answered.
Is my data in the cloud?
No. Savera runs locally-first — your data stays on your machine, in your own database. It is not sold, scanned, or shared.
Does Savera have live prices?
Yes — Yahoo Finance for equities and ETFs and CoinGecko for crypto, with a local cache and stale-price warnings so you never mistake an old quote for a live one.
Is this an investment advisor?
No. Savera is analysis software, not a fiduciary. It gives you transparent, data-driven insight to inform your own decisions.
What does Portfolio Health score?
Eight dimensions: allocation, diversification, risk, performance, valuation, income, tax efficiency, and stress resilience.
Start today
Your financial freedom starts at Savera.
Start tracking. Start planning. Start analyzing. Your first portfolio health assessment is minutes away.